Meet the Team
Experience a smooth mortgage process with our dedicated team. We believe in making homeownership accessible through clear communication and personalized service.
Meet the Team
At The Smith Mortgage Group, our strength comes from the people who show up for our clients every single day. Based in Shelbyville, Tennessee and powered by FCM Homeloans, our team of licensed mortgage professionals brings deep expertise across conventional, FHA, VA, USDA, jumbo, construction, and non-QM loan programs — serving buyers, homeowners, and investors in Tennessee and all 50 states.
We're not a call center. When you work with The Smith Mortgage Group, you get a real advisor who knows your name, understands your goals, and guides you from pre-approval to closing day. Whether you're a first-time homebuyer in Shelbyville or a seasoned investor building a rental portfolio, our team has the programs, the experience, and the commitment to get it done.
Sterling Smith is the VP & Branch Manager of The Smith Mortgage Group, powered by FCM Homeloans, located at 605 Delray Street, Shelbyville, TN 37160. As a trusted mortgage advisor and community-rooted lending professional, Sterling leads every client relationship with a no-pressure, education-first philosophy — helping borrowers understand their options and choose the loan that truly fits their life.
With deep experience across conventional loans, FHA loans, VA home loans, USDA rural development loans, jumbo mortgages, construction loans, DSCR investor programs, and non-QM solutions, Sterling serves as both a loan officer and a genuine mortgage consultant. His clients range from first-time homebuyers in Middle Tennessee to real estate investors and veterans using their VA loan benefit nationwide.
Sterling's partnership with FCM Homeloans gives The Smith Mortgage Group access to in-house underwriting, competitive mortgage rates, and lending authority in all 50 states — combining the responsiveness of a local Shelbyville lender with the muscle of a national platform. To speak directly with Sterling, call 931-205-9873 or email sterling.smith@fcmhomeloans.com.
Contact The Smith Mortgage Group
Sterling Smith, VP & Branch Manager
Phone: 931-205-9873
Email: sterling.smith@fcmhomeloans.com
Address: 605 Delray Street, Shelbyville, TN 37160
Serving all 50 states with specialized expertise in Alabama mortgage markets.
Professional verification
Verify Sterling Smith’s mortgage credentials
Sterling Smith is listed by First Community Mortgage as VP, Branch Manager · NMLS #1726806.
First Community Mortgage office: 605 Del Ray Street, Shelbyville, TN 37160 · 931-205-1424 · sterling.smith@fcmhomeloans.com
Official First Community Mortgage profile · NMLS Consumer Access (search #1726806) · Editorial standards
NMLS is an identifier, not an endorsement. Use NMLS Consumer Access to confirm current state-specific licensing or registration before applying.